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Long-Term Care (LTC)

What is Long-Term Care (LTC)?

Long-Term Care (LTC) refers to a range of medical and non-medical services designed to support individuals who have chronic illnesses, disabilities, or difficulty performing daily activities over an extended period. It includes assistance with activities of daily living (ADLs) such as bathing, dressing, eating, and mobility, as well as skilled nursing care and rehabilitation services.

LTC services are provided in various settings, including nursing homes, assisted living facilities, and private homes. Care may be delivered by licensed healthcare professionals, such as nurses and therapists, or by trained caregivers and family members.

Medicare, Medicaid, and private insurance plans may cover some aspects of long-term care, but costs can be significant, making financial planning essential.

Why is long-term care important in healthcare?

Long-term care is vital for ensuring quality of life and medical support for aging populations, individuals with disabilities, and those recovering from serious illnesses or injuries. As life expectancy increases, the demand for LTC services continues to grow, placing pressure on healthcare systems and financial resources.

Providing adequate long-term care helps reduce hospital readmissions, enhances patient independence, and improves overall well-being. It also plays a crucial role in palliative and end-of-life care, ensuring that patients receive compassionate, dignified support tailored to their needs. Policymakers and healthcare providers are actively working to improve accessibility, affordability, and the quality of long-term care services in the U.S.

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